Make.com Accounts Receivable Invoice Automation Payment Reminders Finance Automation

Automated Dunning Process for Unpaid Invoices

Streamline your accounts receivable with automated payment reminders that improve cash flow without manual effort

Get This Workflow Make.com · Accounts Receivable · Free Template
Make.com dunning process workflow interface showing automated email reminders for unpaid invoices

What This Workflow Does

This automated dunning process template helps businesses systematically collect overdue payments by sending timely, professional reminders to customers with outstanding invoices. It eliminates the manual work of tracking due dates, composing reminder emails, and following up repeatedly with late-paying clients.

The workflow automatically identifies unpaid invoices in your accounting system, sends graduated reminders (from polite notifications to urgent warnings), and can escalate to different departments if needed. This ensures consistent, documented communication while freeing your finance team to focus on strategic work rather than collections.

How It Works

1. Invoice Status Monitoring

The workflow regularly checks your accounting system for invoices that have passed their due date without payment. It identifies which reminder stage each overdue invoice should receive based on your configured timeline.

2. Graduated Reminder Sequence

For each identified overdue invoice, the system sends an appropriately worded email based on how long the payment is late. Early reminders are friendly, while later notices become more urgent and may include late fees.

3. Customer Communication

Each reminder is personalized with the customer's name, invoice details, and payment options. The system can send via email, SMS, or other channels based on your preferences and the customer's communication history.

4. Escalation Handling

If invoices remain unpaid after multiple reminders, the workflow can automatically notify your collections team, flag the account in your CRM, or trigger other escalation processes you define.

5. Payment Verification

When payments are received, the system updates invoice statuses and stops sending reminders for those invoices, preventing awkward "already paid" communications.

Who This Is For

This automation is ideal for:

  • Small businesses tired of manually tracking and chasing late payments
  • Accounting teams wanting to standardize their collections process
  • Companies with recurring billing that need consistent follow-up
  • Businesses scaling up where manual follow-up becomes impractical
  • Organizations wanting to improve cash flow through timely collections

What You'll Need

  1. A Make.com account (free or paid)
  2. Access to your accounting/invoicing software (QuickBooks, Xero, etc.)
  3. Email service or SMS provider configured
  4. Your standard payment reminder templates
  5. Your preferred dunning schedule (when to send each reminder)

Quick Setup Guide

  1. Clone the template in your Make.com account
  2. Connect your accounting/invoicing system as a data source
  3. Configure your email/SMS service connection
  4. Customize the reminder message templates
  5. Set your preferred timing for each reminder stage
  6. Test with sample data before going live
  7. Activate the workflow and monitor initial results

Key Benefits

Improve cash flow by 15-30%: Automated reminders significantly reduce days sales outstanding (DSO) by ensuring timely follow-up that manual processes often delay.

Save 5-10 hours per week: Eliminate the repetitive work of tracking due dates and composing reminder emails, freeing your team for higher-value activities.

Maintain professional relationships: Consistent, documented communication prevents overly aggressive manual follow-ups that can damage customer goodwill.

Reduce human error: Automation ensures no overdue invoices slip through the cracks due to oversight or staff turnover.

Gain valuable insights: Built-in tracking shows which reminders are most effective and which customers consistently pay late, helping refine your credit policies.

Pro tip: Start with gentler reminders than you think necessary - many late payments are honest oversights. You can always escalate the tone in later reminders if needed.

Frequently Asked Questions

Common questions about dunning process automation and integration

A dunning process is a systematic approach to collecting overdue payments from customers through a series of escalating reminders. It typically involves sending polite payment reminders initially, followed by more urgent notices if invoices remain unpaid.

Effective dunning balances firmness with professionalism, maintaining customer relationships while ensuring timely payments. Automation makes this process consistent and scalable across all customers.

Automation ensures timely, consistent reminders without manual effort. It tracks payment deadlines automatically, sends personalized reminders at optimal intervals, and escalates to different departments if needed. This reduces human error and improves collection rates while saving staff time.

For example, a marketing agency using automation reduced their average days sales outstanding from 45 to 28 days while cutting collections workload by 70%. The system handled routine follow-up while staff focused on complex cases.

An effective dunning system includes clear payment terms, graduated reminder sequences, personalized communication, multiple contact methods (email, SMS), late fee policies, and integration with your accounting software. Automation helps execute all these components consistently.

The most successful implementations also include: exception handling for special cases, customer payment history consideration, and flexibility to pause reminders when customers communicate about payment arrangements.

  • 3-5 stage reminder sequence
  • Multiple communication channels
  • Integration with accounting data

Best practice is a 3-5 step sequence: First reminder 3-5 days after due date, second after 10-15 days, final notice after 20-30 days. The exact timing depends on your business model and customer relationships. Automation lets you customize this schedule precisely.

A B2B SaaS company found their optimal sequence was: Day 3 (friendly), Day 10 (firm), Day 20 (urgent with late fee warning), Day 30 (account suspension notice). This balanced urgency with giving customers reasonable time to pay.

When done properly, automated dunning actually improves relationships. Professional, polite reminders help customers stay on track. Automation ensures consistency and prevents overly aggressive manual follow-ups. Personalization and flexibility to pause for special cases maintain goodwill.

One retailer reported their customer satisfaction scores increased after automation because reminders were more consistent and less confrontational than their previous ad-hoc collections calls.

Key metrics include days sales outstanding (DSO), percentage of invoices paid after first reminder, collection rate by reminder stage, average days late, and customer response rates. Automation provides this data automatically for continuous improvement.

Tracking these metrics helps identify: which reminder messages work best, which customers need different approaches, and whether your payment terms need adjustment. One manufacturer reduced bad debt by 40% after analyzing these metrics.

Yes! GrowwStacks specializes in building tailored dunning automations that integrate with your specific accounting software, CRM, and business rules. We can create custom reminder sequences, exception handling, and reporting to match your exact needs.

Our typical custom dunning automation project includes: integration with your existing systems, message template development, escalation path configuration, and staff training. Clients see an average 65% reduction in late payments within the first 3 months.

  • Complete system integration
  • Custom reminder sequences
  • Ongoing optimization

Need a Custom Dunning Automation?

This free template is a starting point. Our team builds fully tailored automation systems for your specific business needs.